Wealth creation with Mutual Funds | Aditya Birla Money Limited
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Shape Your Financial Future:
Discover Power of Wealth Creation with Mutual Funds

Explore our New Mutual Fund Platform & start your investment journey with us!

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Invest in Mutual Funds
What is Mutual Fund?

Mutual Fund is one of the well-known investment vehicles that pools money from various investors, and invests the pooled money in a portfolio of various asset classes like stocks, bonds, gold etc. Mutual Funds are managed by qualified professionals who have the expertise in analysing and managing investments

about mutual fund
What is Mutual Fund?

Mutual Fund is one of the well-known investment vehicles that pools money from various investors, and invests the pooled money in a portfolio of various asset classes like stocks, bonds, gold etc. Mutual Funds are managed by qualified professionals who have the expertise in analysing and managing investments

6 Compelling reasons to invest in Mutual Funds
benefits of mutual fund investments
01 |  Diversification:

Reduce the impact of market fluctuations with diversified investments across various assets.

03 |  Timing:

Eliminate the stress of market timing; sit back, relax, and let your investments work for you.

05 |  Well Regulated:

Rest easy knowing your investments are closely monitored by SEBI (Securities and Exchange Board of India), ensuring investor protection, transparency, risk management, and fair valuation.

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02 |  Professional Management:

Access expert guidance and management, even if you have a busy schedule.

04 |  Tax Benefits:

Invest in ELSS schemes and enjoy tax benefits up to ₹1,50,000 under Section 80C of the Income Tax Act. Moreover, long-term investments in Mutual Funds are tax-efficient.

06 |  Affordability & Discipline:

Start your investment journey with as little as Rs. 500 in SIPs, making it accessible to everyone.

6 Compelling reasons to invest in Mutual Funds
01 |  Diversification:

Reduce the impact of market fluctuations with diversified investments across various assets.

02 |  Professional Management:

Access expert guidance and management, even if you have a busy schedule.

03 |  Timing:

Eliminate the stress of market timing; sit back, relax, and let your investments work for you.

04 |  Tax Benefits:

Invest in ELSS schemes and enjoy tax benefits up to ₹1,50,000 under Section 80C of the Income Tax Act. Moreover, long-term investments in Mutual Funds are tax-efficient.

05 |  Well Regulated:

Rest easy knowing your investments are closely monitored by SEBI (Securities and Exchange Board of India), ensuring investor protection, transparency, risk management, and fair valuation.

06 |  Affordability & Discipline:

Start your investment journey with as little as Rs. 500 in SIPs, making it accessible to everyone.

What's in store for you
Aditya Birla Money, as a distributor, is committed to provide
enhanced Mutual Fund investment experience
User-friendly interface
Navigate with ease, thanks to our intuitive design crafted for a seamless user experience.
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Customized investment strategies
Tailor your investments to fit your unique goals with personalized strategies for maximum financial growth.
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Advanced reports and Downloads
Stay informed effortlessly with detailed reports and downloadable insights, providing a comprehensive overview of your investment portfolio.
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Cutting-edge investment tools
Empower your financial decisions with state-of-the-art tools that keep you ahead in the world of investing.
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Secure and transparent transactions
Rest easy knowing your transactions are both secure and transparent, fostering trust and confidence in every investment.
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User Friendly Interface
User Friendly Interface
User Friendly Interface
User Friendly Interface
User Friendly Interface
Investing in Mutual Funds made simple with
ADITYA BIRLA MONEY
STEP 01
Login to your ABM account
STEP 02
Click on
Mutual Funds
STEP 03
Select Schemes
STEP 04
Start investing with SIP or Lumpsum
STEP 05
Monitor your investment
Investing in Mutual Funds made simple with
ADITYA BIRLA MONEY
STEP 01
Login to your ABM account
STEP 02
Click on Mutual Funds
STEP 03
Select Schemes
STEP 04
Start investing with SIP
or Lumpsum
STEP 05
Monitor your investment
Frequently Asked Questions (FAQs)

How do Mutual Funds Work?

Mutual funds collect money from investors and use it to buy a mix of assets. The returns from these investments, minus expenses, are then distributed among the investors based on their holdings.

What are the Types of Mutual Funds?

There are various types of mutual funds, including equity funds (investing in stocks), bond funds (investing in fixed-income securities), money market funds (investing in short-term, low-risk securities), and hybrid funds (mix of asset classes).

What is Net Asset Value (NAV)?

NAV is the per-unit price of a mutual fund and represents the total value of the fund's assets minus liabilities. It's used to calculate the value of an investor's holdings.

What is a lock-in period? Is there a
lock-in period for my investments?

Lock in period is the time during which an investor can not withdraw/redeem his/her investments. Some mutual fund schemes like ELSS/Tax saving funds come with a lock-in period of 3 years as mandated by the government. This essentially means that the investments cannot be redeemed before a period of 3 years from the date of investment in any circumstances.

What is a Systematic Investment Plan (SIP)?

SIP is a method of investing in mutual funds where you invest a fixed amount regularly, typically monthly. It allows investors to benefit from rupee cost averaging and the power of compounding.

Can I save tax with mutual fund investment?

Yes, certain Mutual Fund Schemes such as Equity Linked Savings Scheme (ELSS) help you reduce your taxable income by 1.5 lac under Section 80C of the Income Tax Act if you have opted for the Old Tax Regime.

Is there any tax on Mutual Funds?

Long-term Capital gains tax (if held for more than a year) for equity mutual funds are taxed at 10% for gains withdrawn exceeding ₹1 lakh in a financial year.

Gains withdrawn up to ₹1 lakh in a financial year are exempt from Tax.

Short Term Capital gains tax (if held for less than a year) on equity mutual funds’ investments is 15%.

What is exit load? How to avoid exit load for my investments?

Some Mutual fund schemes have an exit load, and some schemes don’t. The schemes which have an exit load will incur a small charge if they redeem/withdraw their investments before the stipulated time. For example, a mutual fund scheme with an exit load of 0.25% for 3 months, will incur a charge of 0.25% if the investment is withdrawn before 3 months of investment. Please note that the same fund will not incur any charges if the investment is withdrawn/redeemed after a period of 3 months.

What are the Risks Associated with Mutual Funds?

Mutual funds carry risks associated with the assets they invest in. Common risks include market risk, interest rate risk, credit risk, and liquidity risk. The value of your investment can go up or down.

Are Mutual Funds Safe Investments?

Mutual funds are not guaranteed or insured by the government. However, they are regulated, and their safety depends on the quality of the underlying assets and the fund manager's expertise.

What are Expense Ratios?

Expense ratios represent the annual costs of managing a mutual fund, including management fees and other expenses. Lower expense ratios are generally more favorable for investors.

Mutual fund FAQs
Attention Investor
1. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.          2. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account.          3. Prevent Unauthorized Transactions in your demat account:Update your Mobile Number with your Depository Participant/ Stock Broker. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL / CDSL on the same day………. issued in the interest of investors.          4. For Stock Broking Transaction 'Prevent unauthorised transactions in your account --> Update your mobile numbers/email IDs with your stock brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day...Issued in the interest of Investors.          5. Investors should be cautious on unsolicited emails and SMS advising to buy, sell or hold securities and trade only on the basis of informed decision. Investors are advised to invest after conducting appropriate analysis of respective companies and not to blindly follow unfounded rumours, tips etc. Further, you are also requested to share your knowledge or evidence of systemic wrongdoing, potential frauds or unethical behaviour through the anonymous portal facility provided on BSE & NSE website.           6. Email Id for reporting of cyber attacks: abm.cybersecurity@adityabirlacapital.com, Helpline number for reporting of cyber attacks : +91 8045860203.

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